The holiday season is here and with it comes special times with family and friends. It is a time for reflection on the year gone by and planning for the year ahead. Many people will make New Years resolutions, often involving getting their financial affairs in order. One of the reasons I write this column is to help inform our community about the benefits of estate planning and to help as many people as I can avoid the problems a lack of planning can present. I have found that some people need a … [Read more...]