Largest bank breach affects 140,000 Social Security numbers, 80,000 bank accounts A second major disclosure of major consumer data breach was announced on July 29 by Capital One Bank. That same day, the FBI arrested a suspect was charged with stealing the personal information on March 22 and 23. The apparent focus of the financial theft was credit card applications filed with the bank between 2005-2019. Those most vulnerable are two types of consumers: small businesses whose company credit … [Read more...]
3 Adverse Childhood Experiences That Linger Long Into Adulthood
Adversity hits everyone at various points in adult life, whether it comes in the form of physical injury, sickness, loss of a loved one, loss of a job, a broken romance, financial problems, or a series of disappointments that don’t seem fair. Many adults learn to adjust to adversity and become stronger from it. But how much harder is it for those who suffered severe events during their childhood? Medical professionals say Adverse Childhood Experiences (ACEs) — a term associated with a long … [Read more...]
NAACP and CRL: Student Debt Weighs Heaviest on Black America
From its founding in 1909 to today, the National Association for the Advancement of Colored People (NAACP) has endured as a vital advocacy organization dedicated to freedom and justice for all. From July 20-24, the nation’s oldest and largest civil rights organization’s annual convention met for the 110th time in Detroit’s Cobo Hall. This affectionate granddaddy of Black conventions, known for its timely topics, added student loan debt to its 2019 agenda. Co-releasing a research report with … [Read more...]
Tough Decision
It was a tough decision to make for some, and not so tough for others. But a decision had to be made. The leadership of Delta Sigma Theta Sorority had about 16,000 registered attendees expected in New Orleans for the public service organization’s 54th National Convention. The weather looked like it could take a turn for the worse. Although Deltas have been to New Orleans since and everything was fine, many remember Hurricane Katrina 14 years ago. When reports from the Weather Channel and … [Read more...]
Don’t Chase Last Year’s Mutual Fund Category Winners
The world of mutual funds can be confusing. With more than 9,000 funds on the market, how can you choose the ones that are right for you? One way to start is by considering the various categories of mutual funds – and there are quite a few of them: Small Cap Growth, Large Cap Growth, Large Cap Value, Diversified Emerging Markets, Foreign Large Cap Blend and more – the list is extensive, and for many people, confusing. However, with a little study, you can understand why these funds have … [Read more...]
