Tuesday, 10 December 2013 07:35
Six Out of Ten Uninsured African Americans May Be Eligible for Medicaid, CHIP or Tax Credits in the Health Insurance Marketplace
95 Percent of Uninsured African Americans Might Qualify For Lower Costs on Coverage if All States Expanded Medicaid
According to a new report released today by the Department of Health and Human Services, six out of ten (4.2 million) uninsured African Americans who may be eligible for coverage through the Health Insurance Marketplace might qualify for Medicaid, the Children's Health Insurance Program (CHIP), or tax credits to help with the cost of premiums. If all states took advantage of new opportunities to expand Medicaid coverage under the Affordable Care Act, 95 percent of uninsured African Americans who may be eligible for the Marketplace might qualify for Medicaid, the Children's Health Insurance Program (CHIP), or tax credits to help with the cost of premiums.
"The health care law is working to address long standing disparities in health care coverage and improve the health of the African American community," said Secretary of Health and Human Services Kathleen Sebelius. "Through the Health Insurance Marketplace, 6.8 million uninsured African Americans have new options for affordable health coverage that covers a range of benefits, including important preventive services with no out-of-pocket costs."
Today's report also details uninsurance rates by state and provides several examples of what premiums might look like for African Americans living in major metropolitan areas. One fifth of uninsured African American citizens and permanent residents live the greater Atlanta, New York, Chicago, Dallas, Houston, and Detroit metropolitan areas. A 27-year-old in Atlanta with an income of $25,000 can pay as little as $105 a month for a bronze plan after applying the tax credit, while a family of four with an income of $50,000 could pay $148 a month for a bronze plan after applying the tax credit.
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